HOW I INVEST TODAY?
MY TRANSPARENT AND RATIONAL FINANCIAL STRATEGY
Important Notice: This content is for informational purposes only and does not constitute financial advice. Investing involves risk, including the potential loss of capital. Always conduct your own research and consult a qualified professional before making investment decisions.
MY CORE INVESTMENT PILLARS
Navigating the financial world requires the right tools and a clear strategy. Below are the exact platforms, assets, and resources I use to protect and grow wealth.
Select a category to view detailed information.
Brokers & Platforms
My selection of secure, global brokers for Stocks, ETFs, and international market access.
Data Analysis
Tools for reading charts, understanding seasonality, and identifying market trends.
Strategic Raw Materials
Physical Gold & Silver storage strategies for wealth preservation and tax efficiency.
Bitcoin Strategy
Decentralized value storage, trusted exchanges, and long-term holding principles.
Financial Literacy
Essential books and resources to build a strong financial mindset and knowledge base.
This section of Be Free Be Alive gives you an open insight into my personal financial and investment portfolio structure.
What you find here is not professional investment advice, not a universal recipe, and not a promise of returns. It is my path – shaped by my life situation, responsibility to my family, risk tolerance, and years of studying economics, global markets, and mental strength.
I share my strategy transparently because I believe that in today’s world, understanding how someone thinks and acts is more valuable than reading abstract financial principles alone.
BUILDING KNOWLEDGE, INVESTING RATIONALLY, AND PROTECTING WEALTH
Financial markets reward deep understanding, not luck. Those who make investment decisions based on economic cycles, monetary policy, inflation, and geopolitical developments create a strong foundation. This approach is designed not only to preserve wealth but also to grow it sustainably over time.
My strategy is not based on short-term trends or random recommendations. It is built on three core pillars:
This section guides you step-by-step through the elements behind my personal investment decisions. It is designed to be simple, practical, and easy to understand for anyone seeking financial independence.
UNDERSTANDING THE GLOBAL ECONOMY: MACRO ANALYSIS BEFORE COMMITTING CAPITAL
Sound investments always start with seeing the bigger picture of the global financial landscape. Critical factors like economic cycles, inflation, interest rate policies, and geopolitical tensions directly influence which asset classes offer the best opportunities and which carry the highest risks.
When I have a clear understanding of why I invest today, I can make informed decisions on when it makes sense to reduce positions, reallocate capital, or simply wait for the right moment. My investment foundation is built on extensive research, including financial literature, data analysis, and the study of historical market trends.
From my perspective, we are currently in a phase of profound global change. Old debt cycles and traditional economic structures are reaching their end, while inflation, currency devaluation, and geopolitical risks are the primary forces shaping today's markets. Traditional safe havens are losing their stability — a strategic view shared by renowned economists like Marc Friedrich.
STRATEGIC DIVERSIFICATION:
SPREADING RISK AND REDUCING DEPENDENCIES
Rational investing, for me, is not about finding the “perfect investment,” but about consciously spreading risks through strategic diversification. By balancing your portfolio across different sectors, you can reduce dependencies and build a more resilient financial foundation.
As of now, my capital is allocated across multiple asset classes:
* Dynamic representation of asset allocation (Feb 2026).
This structure is not a model for everyone; it reflects my personal assessment of the current economic cycle. Many people are unknowingly overexposed to market volatility – often through real estate or a single asset class. I have made this mistake myself in the past. Only a conscious wealth structure analysis and a clear understanding of your asset allocation provides the clarity needed for long-term success.
HOW ARE YOU POSITIONED?
INTERACTIVE PORTFOLIO ANALYZERSTOCKS: QUALITY, PORTFOLIO STRUCTURE, AND STRATEGIC RISK CONTROL
My stock investment strategy follows clear and disciplined rules. I do not invest in companies simply because they are popular or widely held.
The key pillars of my approach are:
Careful and targeted broker selection to ensure security and access.
Investments based on reliable data and fundamental analysis.
Defined position sizes to strictly control overall portfolio risk.
Individual positions make up only a limited portion of my risk capital. Each position is carefully aligned with a specific risk class, typically ranging between 1% and 4% each. My primary goal is not chasing maximum returns, but achieving long-term financial stability and effective portfolio manageability.
BROKERS & PLATFORMS:
WHY I VALUE GLOBAL BROKER DIVERSIFICATION
Independence is a central element of my financial risk management strategy. This is why I spread my capital across several trusted brokers and platforms. This regulatory and technological diversification reduces dependencies and significantly increases personal security.
When comparing traditional German brokers with the international providers I chose, such as Interactive Brokers and XTB, several interesting differences and strategic advantages emerge:
Global Regulatory Diversification
By using providers outside Germany, you are not solely dependent on a single jurisdiction or the German BaFin. This spreads your regulatory risk across different legal frameworks.
Unrestricted Global Market Access
International brokers often provide broader access to global financial markets and diverse investment instruments without the limitations often found in local providers.
Competitive Trading Fees
You can benefit from significantly lower fees, especially when trading foreign stocks, currencies (Forex), and CFDs. Reducing transaction costs is a key part of long-term wealth building.
Enhanced Financial Flexibility
International platforms often offer more flexibility in areas such as tax handling, margin functions, and professional trading tools that adapt to your specific needs.
MY TRUSTED PARTNERS
Interactive Brokers: A Global Leader in Low-Cost Trading and Market Access
Interactive Brokers (IBKR) is a cornerstone of my international diversification strategy. Here is a brief overview of why I use this platform:
IBKR offers some of the most competitive commission rates in the industry, especially for international stocks, ETFs, and foreign currency exchange (Forex).
The platform provides direct access to over 150 exchanges across 33 countries. This allows for true geographical diversification of your investment capital.
Users gain access to advanced technical analysis, sophisticated order types, and professional chart tools designed for serious investors.
As a global entity, IBKR provides a layer of legal diversification and security that goes beyond being tied to a single local regulator.
One of the main advantages is that capital gains tax is not automatically deducted when closing a stock position, while the responsibility for personal tax settlement remains with the individual. This allows for true geographical diversification of your investment capital.
Market Data Analysis: Mastering Chart Reading and Price Trends
Being able to read financial charts is not just a “bonus skill” for me; it is a core competency. Mastery of technical analysis and understanding market price trends helps me:
Choose entry and exit points more consciously and with greater precision.
Better assess different market phases and volatility cycles.
Make calmer, more structured, and data-driven decisions.
At the same time, achieving real diversification requires time, focus, and reliable information sources. I complement my personal analysis with deep insights from trusted financial experts whose methodologies I follow and thoroughly understand.
Trusted Expert Tool
Access professional seasonality charts and data-driven insights. This is one of the key tools I use for market timing.
Strategic Raw Materials:
Physical, Independent, and Secure Investment
My physical raw materials strategy deliberately differs from conventional investment approaches. I do not invest through ETFs or certificates. Instead, I hold physical precious metals stored in a duty-free warehouse outside the EU. This strategic choice eliminates issuer risk and ensures true, direct ownership of my assets.
Forms the stable core of my portfolio. It is a historically proven store of value, providing essential security during economic crises and preserving purchasing power over long periods.
Complements gold as a more dynamic precious metal. Silver often achieves significantly higher price gains than gold during periods of high demand. Its extensive industrial demand opens additional growth opportunities in technology and green energy markets.
A small, strategic allocation to benefit from specific industrial trends, particularly in the automotive and technology sectors. Palladium tends to react more strongly to demand fluctuations, offering unique profit potential.
The combination of these three metals provides long-term stability and raw material diversification. It ensures a balanced ratio between wealth preservation and growth potential. During periods of market volatility, silver and palladium allow me to benefit from dynamic price increases while gold protects the foundation.
Key Advantages: The Strategic Benefits of Physical Asset Storage
Investing in physical precious metals offers unique advantages that traditional paper assets cannot match. Here is why I prioritize physical storage in my strategy:
By purchasing and storing through a duty-free warehouse, you incur no import duties. This significantly reduces your entry costs and maximizes your initial investment power.
Physical storage eliminates issuer risk and counterparty dependencies. You hold no paper claims; you maintain true physical ownership of your wealth.
Your assets are professionally stored in high-security vaults located outside the political and economic influence zones of the EU. This provides essential protection against local economic instability.
Following a long-term strategy pays off. In many jurisdictions, gains from physical precious metals are tax-free after a holding period of more than one year.
Bitcoin Investment Strategy:
A Decentralized and Limited Store of Value
Bitcoin is a central pillar of my current wealth structure. While many traditional asset classes are heavily influenced by political decisions, central bank debt policies, and fiat money supply expansion, Bitcoin operates on fixed, transparent, and mathematical rules. These unique properties make it, in my view, the digital counterpart to hard money—often referred to as digital gold.
My personal assessment of Bitcoin is based on these key strategic considerations:
Absolute Scarcity and Limited Supply: The fixed maximum of 21 million coins creates a level of scarcity and predictability that no government-controlled currency can match.
True Decentralization: Its independence from states, banks, or central institutions aligns perfectly with my philosophy of spreading risk and achieving monetary sovereignty.
Predictable Monetary Policy: Bitcoin’s unchangeable code and fixed issuance rate provide a reliable long-term orientation in an era of unpredictable fiscal policies.
Hedge Against Global Instability: In an increasingly unstable global financial system, Bitcoin acts as a critical hedge against monetary and geopolitical risks.
To implement this strategy effectively, I utilize multiple top-tier cryptocurrency exchanges. KuCoin and Binance form the core of my operations, providing essential trading opportunities and high liquidity. Additionally, I hold accounts with OKX and Kraken as trusted alternatives to ensure extra security and operational flexibility.
Based on these convictions, I have allocated 30% of my capital to Bitcoin. This is my personal strategy—it provides a transparent look into how I structure and protect my wealth over the long term.
My Trusted Crypto Exchanges
* Use code 9jwwpy5h to receive a €20 bonus upon registration with Kraken.
Crypto Asset Risk Warning: Crypto-assets are highly volatile and speculative. Prices can fluctuate significantly within short periods of time. You may lose your entire investment. Crypto-assets may not be regulated in some jurisdictions. Regulatory protection, investor compensation schemes, and dispute resolution mechanisms may be limited or unavailable.
Again, this is my personal evaluation and allocation – nothing more, nothing less.
BOOK RECOMMENDATIONS FOR YOUR GROWTH
Continuous learning is the cornerstone of all my financial decisions and long-term success. I believe that financial education is an ongoing journey that never truly ends.
Deeply studying investment books, analyzing raw data, and exploring diverse perspectives have sharpened my thinking about global markets, risk management, and wealth building. This body of knowledge is constantly evolving — just like my personal investment strategy.
This section is not a completed instruction manual or a static set of rules. Instead, it is a living process and a transparent documentation of my growth as an investor. I share these resources to help you sharpen your own market insights and build a foundation for financial independence.
German Recommendations
Die größte Revolution aller Zeiten
by Marc Friedrich & Florian Kössler
English Recommendations
Final Thoughts: Your Path to True Financial Freedom
When reading this section, I invite you not to copy my approach but to deeply reflect on your own. What investment risks are you currently carrying? What financial dependencies exist in your portfolio? How well do you truly understand the underlying mechanisms behind your own wealth?
For me, financial freedom does not start with finding the "perfect investment." It begins with clarity, personal responsibility, and a genuine willingness to engage with the complex market dynamics of today’s world.
This is exactly what this section is here for: to empower you with the insights needed to build a resilient and independent financial future.